Straightforward Business Loans with No or Low Documentation

UCapital is a leading provider of alternative business loans, a type of funding that doesn’t require you to put up your house, your car, or any other valuable asset as collateral when you need cash fast.

We do not require excessive documentation as the banks do. We simply require the following documents for loans up to $150,000:

  • Your driver license number
  • Your ABN
  • 3 to 6 months’ bank statements or BSB and account number (for online applications)

For loans between $150,000 and $300,000 you will also need:

  • Up to date financial statements, P&L and cash flow

To qualify for a loan you will need:

  • Australian permanent residency or citizenship with an active ABN
  • At least 6 months of trading (3 months if you’ve purchased an existing business)

No doc loan for small business owner

Apply for a Business Loan Today

Apply before 4 pm on a business day and you could be funded within the next 24 hours.

Call us on 1300 123 455 or apply for a loan online.