Get your loan first time with UCapital

How can
we help you?

Many of our clients have been turned down by their banks, but because we’ve run businesses ourselves,

We take a different approach. Just because the bank says “NO”, doesn’t mean you don’t

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    We offer ALTERNATIVE business loans up to $250,000

    The Banks Can’t

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    We offer second mortgage secured business loans up to $500,000

    The Banks Can’t

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    We offer caveat business loans up to $500,000 LVR up to 85%

    The Banks Can’t

PUT US TO THE TEST

We say “YES” when the bank say “NO”

Because we take a different approach

  • Yes, We help businesses less than 12 months old
  • Yes, Our loans don’t require your home as security
  • Yes, We can help you!

How It Works

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    STEP 1

    Apply Online

    A simple and fast
    application process.

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    STEP 2

    Receive Approval

    Apply today and receive a
    decision in hours

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    STEP 3

    Get Funded

    90% of our customers receive
    their funds in 24 hours.

10 minutes application process

Our clients say it all

Thank you for the professionalism by the whole team for the funding of $50,000. I was very impressed by the personal treatment too.

Sean

Painter

We’ve run restaurants for 13 years, but the banks didn’t want to help us expand. The UCapital team understood how our business worked and gave us the funds to grow.

Joe

Hospitality

A loan from the bank would have required one of my assets as security. UCapital gave me a $75,000 alternative business loan within days based on the health of my business. The money came at the right time. Thank You.

Nigel

Sports and Recreation

We have used first names and generic images to protect the privacy of our clients