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$100,000 – $5,000,000 (in as little as 1 week)

Fast 1st and 2nd Mortgage Secured Business Loans

This initial application tool is 100% private, free and won’t affect your credit score

Stop wasting time and get the job done with

UCAPITAL NON-BANK FUNDING

Rated ‘excellent’ by over 240 clients

UCapital and its partners have provided non-bank capital, secured by real estate, in excess of 25 years. We provide prompt and flexible funding solutions to our clients.

With our 3 step PUSH funding system we often settle deals within 5 working days.

1 Icon Monitor

Enquiry

Contact us to discuss the loan scenarios: loan amount, property and exit.

2 Icon Check

Approval

UCapital will issue a term sheet within 24 hours of approving the loan. The term sheet sets out the key terms of the loan.

3 Icon Dollar

Settlement

UCapital to complete any outstanding documents review and submit the loan agreement. Funds are paid within 48 hours upon satisfying the loan conditions.

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Customer Testimonials

“I have used UCapital a few times. Each time I experienced good customer service from both Maurice and Marcello. Not only were they easy to deal with but the turnaround time to settlement was fast. I will definitely use them again when the need arises.”

Shayne Hobbins

“We have used UCapital on many occasions and we always get the best outcome. Jacques and his colleagues always deliver and push hard to meet deadlines, terms and goals. They leave no stone unturned. I would like to express my heartfelt appreciation for Jacques and the team at UCapital’s professionalism, skill and care. “

Marie Spinelly

“It has been a pleasure dealing with UCapital in obtaining finance for many of our recent projects. They really understand the process and our objectives, have great problem-solving skills and work ethic second to none. Extremely impressed even when given urgent time-sensitive settlements – they deliver on time and are very professional.”

Ricky Hirsh

Benefits of working with
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Speed of decision making and settlement. Loans are typically funded within 5-10 days from initial application (and often quicker)

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Easy to deal with in structuring, executing transactions and ongoing loan management

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Certainty of funding with committed funders and deep investor pool. No last-minute rug pulls due to a lack of funds.

DEALS SETTLED!

Paddington 1 Final (1)

Paddington, NSW

UCapital provides a $9m 1st mortgage to assist with the refinance and repositioning of a boutique hotel in Paddington.

Strathfield (1)

Strathfield, NSW

UCapital advances $19.5M first mortgage for a site in Strathfield to assist with additional working capital.

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Victoria

UCapital provides a $12.1m first mortgage to assist with the acquisition and repositioning of a hotel in Victoria.

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Toorak, VIC

UCapital structures a $7m loan secured with 1st and 2nd mortgages over a luxury residential property in Toorak to provide working capital to the Borrower.

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Western Sydney, NSW

UCapital lends $31M on a first mortgage residual stock loan to assist with refinancing and releasing equity.

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Western Sydney, NSW

UCapital provides a $49m land loan for an experienced developer secured by a large land holding nearby to the future Western Sydney Airport.

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Baulkham Hills, NSW

UCapital lends $2.1M for a residual stock loan facility secured by completed townhouses in Baulkham Hills

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Sans Souci, NSW

UCapital structures a $3m loan secured by 1st and 2nd mortgages to assist with the acquisition of a retail asset in Sans Souci.

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Circular Quay, NSW

UCapital provides a $3.6m 2nd mortgage to refinance an existing facility secured by a portfolio of retail assets in Circular Quay, Sydney.

Paddington2

Paddington, NSW

UCapital provides a $30m 1st mortgage to assist with the refinance and repositioning of a boutique hotel in Paddington.

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Orange, NSW

UCapital provides a $2m loan to assist with the acquisition of a development site in Orange, NSW

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North Western Sydney, NSW

UCapital provides a $7m mezzanine loan secured by completed units within a development in North Western Sydney to provide working capital to the developer.

Dixon Street (1)

Dixon St, Sydney

UCapital Funds In Excess Of $20m To Refinance 3 Properties In Dixon St, Sydney

Southbank

Southbank, VIC

UCapital lends $10m for a residual stock loan facility comprising 37 apartments in Southbank VIC.

Some pictures were changed to protect our client’s privacy.
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Typical Loan Parameters

$100k to $5 million
Property backed funding
Certainty of funding with committed funders and deep investor pool
Up to 65% LVR
First and second mortgage over Australian real estate
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What makes UCapital different?

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Our valuation process is drastically shortened with our nationwide network of valuers who are ready to be on site.

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Flexibility with LVR’S. Each deal is unique. If the deal stacks up, we will stretch the LVR.

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We are a friendly funder. We understand that at times, flexibility is needed to get through rough patches.