We understand why businesses need short-term finance

UCapital helps you with short-term finance

UCapital offers creative consumer and business loan solutions for the Self-Employed. Whether that be for a purchase, refinancing, or to access equity. We have a suite of private funders, non-bank lenders, tier 2 banks, and tier 1 banks that we work with, that are really good in the self-employed and commercial space.

Our offering includes self-employed Full Doc, Lite Doc, or Low Doc options. We service both established businesses with their full financials ready, and also borrowers unable to fully verify their income. Including everything in between with a “No Doc” option if required.

Clients can use retail shops, offices, light industrial warehouses, rural farms, and residential properties as security for cash-outs or to purchase.

What makes us unique:

Meet the team

Jacques Pretorius


Marcello Pinto


Monika Lama


Joel Macbeth


Alex Hunt


When the cost of lost opportunity is too high, stay ahead with UCapital's fast non-bank funding.

Simple access to capital to grow your business.