Why Playing It Safe Isn’t So Safe After All
March 20th, 2019 / uCAPITAL / 0 comments

Running your own business is a dream come true and you’d hate to take a wrong step, we hear you. Getting your business into debt may seem scary and that cautious little voice is telling you to play it safe. But is ’playing it safe’ actually the ‘safest’ option for your business? Here are a few reasons why taking a loan might just be the best option for you. If your business is healthy, a business loan means no missed opportunities! When a great deal comes along, it’s often on

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5 reasons why an alternative loan might be just what your business needs
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Thinking of getting a business loan? Here’s 5 reasons why an alternative business loan is just what your business needs: It can take as little as 10 minutes to apply for an alternative business loan. If you need cash quickly, freeing up the hassle of excessive bank demands can save you serious time! Applications can be made online or over the phone. There’s no need to even step out of your office for this one! An alternative business loan gets you cash quickly. If you have everyth

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The Trouble with Alternative Business Loans
April 20th, 2016 / uCAPITAL / 0 comments

Alternative business loans can be used for a variety of purposes in business, across all sectors. And the number of sectors continues to grow in this fast-paced age, as technology and innovation strip away older methods and alter our tastes. In only the last twenty years, as an example, shopping and banking have been assigned almost purely to the online world. With such a quick pace, we at UCapital offer alternative business loans to these exciting new sectors sites. They have been steady

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Profiles of Success with Alternative Business Loans: Fast Business Loans and making use of opportunity
April 12th, 2016 / uCAPITAL / 0 comments

This series has focused on case studies of our clients, who were able to access growth finance through UCapital, after being denied by the banks. But strict adherence to loan paradigms is not the only defining element of dealing with the loan applications of the banks. Their inability to process applications with a sense of urgency is another. This client of ours was in the market for a loan to increase his stock, having calculated that such a loan would generate revenue of an extra $50k mont

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Profiles of Success with Alternative Business Loans: Opportunity Loans and small business
March 23rd, 2016 / uCAPITAL / 0 comments

One of the reasons that finance is so important to small businesses is its ability to provide some flexibility. He who waits is often lost, especially in competitive industries, such as trades. It is this need that has led to the growth of UCapital. The financial marketplace was failing these small businesses, as the banks were adopting an overly compartmental viewpoint of their loan paradigms, and disregarding case-by-case analysis. This reality has been hurting small businesses for years, a

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Responsible Lending: Alternative Business Loans Vs. Payday Loans
March 4th, 2016 / uCAPITAL / 0 comments

At UCapital, we encourage the use of alternative business loans among small business that are in need. Our business model exists to connect those businesses in need of financing with a source, but we are stringent with our decisions. We loan capital at reasonable rates, avoiding the excessive repayments of the payday lender, while relying on our judgement that we have chosen a responsible client with whom to do business. The similarity between Payday loans and alternative business loans i

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Profiles of Success | Alternative Business Loans: Franchise Finance
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This series outlines a number of clients of UCapital, who procured an alternative business loan through us, and went on to success in their pursuits. It outlines the type of client we can best help – and the reasons why the bank had little interest in doing so themselves. Client A – Franchise Finance As a franchise owner, Client A was in need of financing to refurbish their existing store. This amount was estimated at $80 000. However, the nature of the equipment being purchased fo

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Profiles of Success | Alternative Business Loans: Finance for Dentists
February 24th, 2016 / uCAPITAL / 0 comments

This series profiles a number of clients of UCapital, who applied for an alternative business loan, and went on to success in their pursuits. It describes our ideal client base, and the reasons why the banks felt otherwise. Client B – Finance for Dentists Client B operates a successful dental practice, and had taken several weeks off for a hard-earned holiday. This had created a gap in his earnings, with several outstanding bills waiting for him upon his return. At the same time,

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We Say Yes When The Banks Say No
February 11th, 2016 / uCAPITAL / 0 comments

<a href="https://www.ucapital.com.au/wp-content/uploads/2016/02/index click over here now.jpeg" rel="attachment wp-att-6947"> Do you have a good business, but need cash? Can’t get a loan from the bank for a short-term challenge or opportunity? We say “YES” when the banks say “NO”. UCapital has helped hundreds of SME’s acquire alternative and secured finance helping them take advantage of opportunities or just assist during difficult periods. We unde

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The Advantages of Alternative Business Loans
February 5th, 2016 / uCAPITAL / 0 comments

Among the biggest obstacles to small businesses in Australia is their inability to obtain credit. A source of cash is important for any business, as they will struggle to expand their business without the use of personal assets, a notion that is can leave people destitute should the business fail. This not-inconsiderable risk keeps many from pursuing their passion, and partly explains the increased usage of alternative business loans. Why does this difficulty exist? From a banking perspective

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